Flexible Spending Accounts

We have 3 different types of flexible spending accounts:

Flexible Spending Account:

Allows you to withhold pre-tax dollars for eligible medical, dental and vision expenses.

Limited Purpose Flexible Account:

Allows you to withhold pre-tax dollars up to an annual limit for eligible dental and vision expenses.  You must contribute to an HSA to have a Combination FSA.

Dependent Care Flexible Spending Account:

Allows you to withhold pre-tax dollars for child/elder care eligible expenses.

See the New Hire Guide and HSA & FSA Eligible Expenses PDFs below for more information.

PRUDENTIAL

Company Paid Life and AD&D

Toyoda Gosei provides Life Insurance and Accidental Death & Dismemberment coverage for it's employees at no cost.  The Life Insurance is an amount up one and a half times your basic annual earnings rounded to the next higher $1,000.  Disability insurance is also provided by Toyoda Gosei at no cost to the employee.  Short-term disability is 66.7% of your salary for a maximum benefit period of 13 weeks.  Long-term disability is 66.7% of your salary until you are no longer disabled or you reach normal retirement age. 

Voluntary Life:

You may purchase voluntary life policies for you and your dependents.

Other Benefits:

There are other benefits available under Prudential, see the Prudential documents under "Helpful Documents" below.

METLIFE Legal PLANS

Finding an affordable attorney to represent you when you are buying or selling a home, preparing your will or having trouble with creditors can be a challenge.  Now there is a simple, convenient and affordable solution.  As a plan member, the MetLife Legal Assistance Plan provides legal representation for you and your family for a variety of legal matters.  MetLife Legal is available for purchase with your other benefits.  See their full list of services in the "Helpful Documents" below.

ALLSTATE IDENTITY PROTECTION

Enjoy peace of mind, financial reassurance and time saving expertise with Allstate's Identity Protection plan.  It includes Identity & Credit Monitoring, Credit Scores and Reports, Threshold Monitoring, Social Media Monitoring, Wallet Protection and more.  See the Allstate flyer in the "Helpful Documents" below.  Allstate Identity Protection is available for purchase with your other benefits.

Real Appeal

Real Appeal is a free-weight loss program for employees and their dependents that medically qualify for the program.  Real Appeal includes a transformation coach who leads online group sessions, online tools to help track food, activity and weight loss progress and a success kit with recipes, scales, workout DVDs and more.  See the Real Appeal flyers in the "Helpful Documents" below for more details and instructions on how to enroll.

Perkspot

Perkspot is a one-stop shop for exclusive discounts at many of your favorite national and local merchants.  It is completely free and optimzied for use on any device: desktops, tablets and phones.  See the Perkspot flyer in the "Helpful Documents" below.

PELAGO

To encourage a healthier lifestyle, Pelago's virtual clinic offers personalized, confidential substance use care for employees wanting to cut back, stop or otherwise manager their tobacco, alcohol, opioid and cannabis use.  Pelago ofers 1:1 confidential support from a license care team.  See the Pelago flyer in the "Helpful Documents" below. 

Employee Assistance Program

In order to assist team members in maintaining a healthy work-life balance, we provide a team member assistance service through Employee Assistance Services.  These outpatient sessions a for the purpose of assessment, referral and short-term problem resolution for dealing with any of the following issues: dealing with stress, depression and other emotional issues, coping with divorce, family conflict and parent/child problems, addressing alcohol and/or drug use and abuse concerns, marital problems and relationship concerns or financial concerns.  If you need to schedule an appointment, or have questions about the program, please contact your local HR rep.

Discounts

As an employee of Toyoda Gosei, you have access to discounts for Car Rentals, Cellular Service, Computers, Software and Vehicle Purchases.  See the Discounts Flyers in the "Helpful Documents" below.